Financial advisor in Berlin
Independent financial advice in Berlin – in English, transparent and holistic
For expats, entrepreneurs and professionals: we structure your investments, property, retirement provision and financing – at our office near Potsdamer Platz or by video.
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Your financial advisor in Berlin
One point of contact for all your finances
Moving to Berlin means getting to grips with a new tax system, a new pension system and a new insurance landscape – often in a language that is not your own. Neo Capital brings structure: we analyse your starting point, set clear priorities and support the implementation across all asset classes.
Our office is at Stresemannstraße 48, near Potsdamer Platz. Clients outside Berlin are advised by video – with the same care as in person.
- Free, non-binding first meeting
- Reply usually within one working day
- Advice in English and German
For expats
The questions expats in Berlin ask us most
Every situation is different – these are the topics that come up in almost every first meeting.
Pension & leaving Germany later
Statutory pension, company pension and private provision – and which solutions remain usable if you move abroad again.
Retirement planning →Health insurance
Statutory or private? The decision has long-term consequences, especially for families and later in life.
Private health insurance for employees →Investing under German tax rules
Flat-rate withholding tax, tax-free allowance and the advance lump-sum tax on ETFs – what it means for your portfolio.
Vorabpauschale 2026 explained →RSUs, ESOPs & stock options
Many tech employees in Berlin are paid partly in equity. Timing and taxation decide how much is left.
RSU and ESOP taxation in Germany →Buying property in Berlin
Prices, rents and districts, financing as a foreign national and the tax side of letting.
Berlin property market analysis →Severance pay
Payout year, one-fifth rule and pension contributions – the key decisions come before you sign.
Receiving severance pay tax-efficiently →Services
Our financial advice in Berlin at a glance
Wealth building & investing
Broadly diversified, low-cost portfolios based on scientific criteria – instead of product sales.
Learn more →Investment property
New builds, existing and listed buildings with a focus on Berlin and Brandenburg – including financing and tax effects.
Learn more →Retirement planning
Calculate your pension gap, use the German incentive schemes and implement provision on transparent net tariffs.
Learn more →Mortgage financing
Bank comparison for your own home and investment property – with a view to fixed-rate periods, repayment and taxes.
Learn more →Managing director protection
Retirement provision and protection for GmbH managing directors and shareholders.
Learn more →Financial planning & contract review
Review existing contracts, cut costs and develop an overall plan for your finances.
Learn more →Why Neo Capital
What makes our advice different
Independent
We are not tied to any bank or product provider and compare the market for you.
Transparent costs
Insurance solutions on net tariffs without built-in acquisition commission – costs are disclosed openly.
Holistic
Investing, property, retirement, financing and protection from a single source – aligned with your goals.
Advice in English
We explain the German tax, pension and insurance system in plain English – in meetings and in writing.
Tax adviser network
We work with your tax adviser or recommend firms from our network of experts, including English-speaking ones.
In person or online
Meet us at our office near Potsdamer Platz or by video – Monday to Friday, 8 am to 8 pm.
Read more: Financial advisor fees in Germany · Independent advisor vs. bank advisor · Berlin property market
How it works
How your consultation works
Five steps from the initial review to a plan that is put into practice.
Getting to know you
Free first meeting: your situation, your goals, your open questions.
Analysis
Assets, contracts, taxes and protection – an honest review.
Concept
Potential for improvement and concrete proposals, transparent and easy to understand.
Implementation
From opening a portfolio to arranging financing – on every level.
Ongoing support
We stay at your side for the long term – especially in volatile markets.
“I have been a client of Neo Capital since 2020 and am especially grateful for their support in acquiring three investment properties. Neo Capital offers me honest and transparent advice in all areas.”
Dr. Katharina KreutzENT specialist “As a self-employed entrepreneur, I have neither the time nor the inclination to deal with insurance, investments or financial planning every day. This is exactly where Neo Capital takes everything off my hands.”
Simon SchmidtFounder Dopamine Gym “Comprehensive and competent advice, perfectly tailored to my specific financial situation. Very friendly and solid manner, and maximum flexibility in arranging and scheduling appointments.”
Thomas SchmidtIT consultant, M.Sc. Reviews translated from German.
Your team in Berlin
Personal advisers instead of a call centre
Maximilian Jaintzyk Managing Director 
Markus Mages Senior Advisor 
Til Palkoska Senior Advisor Location
How to find us in Berlin
Neo Capital GmbH
Stresemannstraße 48
10963 Berlin (near Potsdamer Platz)
Monday to Friday, 8 am – 8 pm – appointments by arrangement, in person or by video.
Frequently asked questions about financial advice in Berlin
Do you offer financial advice in English?
Yes. All of our advice is available in English as well as German – in meetings, by video and in written documents. Many of our clients are expats who want to understand the German financial and pension system.
What does a first meeting cost?
The first meeting is free of charge and non-binding. We get to know your situation and show you where the biggest levers lie in investing, retirement provision, property and costs.
How do I recognise a good financial advisor in Berlin?
Independence from individual providers, transparently disclosed costs, an analysis before any product recommendation and genuine client reviews. Always ask about remuneration, alternatives and the ongoing costs of a solution – our guide on financial advisor fees in Germany explains the models.
Do I have to come to Berlin?
No. You are welcome to visit our office at Stresemannstraße 48 near Potsdamer Platz, or you can do the whole consultation by video – many of our clients across Germany do so.
Do you provide tax advice?
No. Neo Capital GmbH does not provide tax or legal advice. We work closely with your tax adviser or, on request, recommend tax advisers from our network of experts.
Can you advise me if I may leave Germany again?
Yes, that is a common situation for expats. We take a possible move into account when choosing pension, insurance and investment solutions, so that you do not lock yourself into products that only make sense if you stay.
Contact
Book your free first meeting
Tell us briefly what it is about – for example investing, buying property, retirement planning, equity compensation or severance pay. We usually reply within one working day and suggest appointments.
Note: Neo Capital GmbH does not provide tax or legal advice. We clarify tax questions together with your tax adviser.
- Free & non-binding
- Reply within one working day
- Confidential, GDPR-compliant
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