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Our expertise is your gain
Combining experience with modern investment technology, we develop tailor-made investment strategies – cost-efficient, tax-optimised and transparent. Holistic financial planning and science-based advice make systematic wealth building possible.
+1,100 satisfied clientsRead the reviews ↓Take the first step – we will take care of the rest.
Book a free initial consultationWhat our clients say
Genuine reviews from our clients — available to read on Google and Trustpilot.
“I have been working with Neo Capital for more than five years – and with complete conviction. As a self-employed entrepreneur, I have neither the time nor the inclination to deal with insurance, investments or financial planning every day. This is exactly where Neo Capital takes everything off my hands. I always feel I am being advised transparently, I get clear recommendations for action and I know that my protection and long-term wealth strategy are being managed professionally. For me, this partnership means one thing above all: I can focus fully on my business and the growth of Dopamine Gym – because Neo Capital takes care of the rest.”
“Neo Capital offers me honest and transparent advice in all areas. I feel comprehensively looked after and am completely satisfied. Whenever I have questions or problems, the guys never tire of dealing with them and do not rest until everything is clear. Meetings and appointments take place on an equal footing and in a pleasant atmosphere. They are also always available and take care of my concerns quickly and reliably.”
“Comprehensive and competent advice, perfectly tailored to my specific financial situation. Very friendly and solid manner, and maximum flexibility in arranging and scheduling appointments. I will definitely continue to be advised by Neo Capital!”
“Very competent advice in a pleasant atmosphere! I felt in excellent hands from the very beginning and, with the professional expertise of Maximilian and Michael, was able to lay the foundation for my financial future. Thanks to the uncomplicated and individual support, I can and will warmly recommend the two of them!”
“Despite, or precisely because of, the young advisers, you receive a service that reflects current developments and needs. Thanks to fee-based advice, this service also comes at a fair price and without hidden fees. Especially when it comes to ETF savings plans, you are in good hands here. Many thanks!”
“Throughout the entire advisory process, I felt comprehensively and individually looked after. Concerns were taken very seriously and follow-up questions were answered immediately. I never had the feeling that quickly closing a contract was the main focus.”
“The advice from “Neo Capital” was exactly what I imagine modern financial and retirement planning advice to be: young, dynamic and innovative! You get competent answers to your questions at any time of day and individual advice. You can tell that the two of them are interested in long-term partnerships and not in making a quick buck. I am very happy with the ETF-based retirement plan they arranged for me.”
“Very responsible and patient people, I didn't have much background on the german market and they onboarded me on every aspect with transparency, from choosing and managing the right insurances and types, helping plan for the future according to my needs, until setting up automated investment plans, and even support me sometimes with random questions.”
“I have been working with Neo Capital for more than five years – and with complete conviction. As a self-employed entrepreneur, I have neither the time nor the inclination to deal with insurance, investments or financial planning every day. This is exactly where Neo Capital takes everything off my hands. I always feel I am being advised transparently, I get clear recommendations for action and I know that my protection and long-term wealth strategy are being managed professionally. For me, this partnership means one thing above all: I can focus fully on my business and the growth of Dopamine Gym – because Neo Capital takes care of the rest.”
“Neo Capital offers me honest and transparent advice in all areas. I feel comprehensively looked after and am completely satisfied. Whenever I have questions or problems, the guys never tire of dealing with them and do not rest until everything is clear. Meetings and appointments take place on an equal footing and in a pleasant atmosphere. They are also always available and take care of my concerns quickly and reliably.”
“Comprehensive and competent advice, perfectly tailored to my specific financial situation. Very friendly and solid manner, and maximum flexibility in arranging and scheduling appointments. I will definitely continue to be advised by Neo Capital!”
“Very competent advice in a pleasant atmosphere! I felt in excellent hands from the very beginning and, with the professional expertise of Maximilian and Michael, was able to lay the foundation for my financial future. Thanks to the uncomplicated and individual support, I can and will warmly recommend the two of them!”
“Despite, or precisely because of, the young advisers, you receive a service that reflects current developments and needs. Thanks to fee-based advice, this service also comes at a fair price and without hidden fees. Especially when it comes to ETF savings plans, you are in good hands here. Many thanks!”
“Throughout the entire advisory process, I felt comprehensively and individually looked after. Concerns were taken very seriously and follow-up questions were answered immediately. I never had the feeling that quickly closing a contract was the main focus.”
“The advice from “Neo Capital” was exactly what I imagine modern financial and retirement planning advice to be: young, dynamic and innovative! You get competent answers to your questions at any time of day and individual advice. You can tell that the two of them are interested in long-term partnerships and not in making a quick buck. I am very happy with the ETF-based retirement plan they arranged for me.”
“Very responsible and patient people, I didn't have much background on the german market and they onboarded me on every aspect with transparency, from choosing and managing the right insurances and types, helping plan for the future according to my needs, until setting up automated investment plans, and even support me sometimes with random questions.”
Core competencies
Systematic wealth building – across all asset classes.
The aim is to align all relevant parameters perfectly for a predictable, sustainable build-up of private wealth. Interdisciplinary know-how unlocks the full potential of capital and cash flow.

Real estate portfolio
Listed historic buildings, existing properties and new builds from developers – with a focus on Berlin & Brandenburg, including off-market access, financing and letting support.
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Equity & ETF portfolio
An evidence-based portfolio structure instead of gut feeling – scientifically grounded, cost-optimised and tailored to your risk profile and investment horizon.
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Protection & asset protection
Before returns can be generated, the foundation has to be in place: systematically protecting against existential and secondary risks and building a liquidity reserve – so your plan holds up even in difficult market phases.

Modern retirement planning
State-subsidised retirement planning via professional pension schemes (Versorgungswerke) and the German three-tier pension model – tax-optimised, investing from your gross income.
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Tax structuring
In close cooperation with the client’s tax adviser: managing depreciation effectively, smoothing out income tax peaks and shifting the tax burden into private wealth.

Financial planning
Holistic advice on complex financial questions – including individual topics: we put your finances in order, review your existing contracts and develop a coordinated plan that fits your goals.
Learn more →Our advisory process
How your consultation works.
You set the goals, we take care of the rest.
The problem
You pay too much tax, your money is not invested as well as it could be, or your cover is inefficient or insufficient.
Individual needs analysis
Asset structure analysis, personal financial analysis and budget planning – an honest look at where you stand today.
Presenting the concept
We discuss the potential for optimisation and concrete proposals – transparently and in plain language.
Implementation
Putting your individual strategy into practice at every level – from financing to product selection.
Full service
We are always at your side for adjustments and questions – especially in turbulent market phases.
Liquidity planning
Reserves, money mindset, tax structuring.
Protection
Existential and secondary risks.
Asset allocation
Investment mix based on your individual risk class.
Product selection
Concrete choice of ETF portfolio, property, direct investment, etc.
Sounds good? Then get in touch directly for a free initial consultation.
Free consultationWhy our clients trust us with their finances
Independent
Unlike online comparison portals, structured sales organisations or banks, we not only have access to every product on the market – thanks to our market position and our fee-based option, we always find the right strategy for our clients. We are proud of that.
Digital
We have been working exclusively digitally for a long time – which means we do without paper entirely. We provide automated comparisons and investment optimisations, and our clients can reach us 100% of the time, from anywhere in the world.
Science-based
Investing in equities, real estate and other asset classes requires financial-mathematical know-how and state-of-the-art analytical methods. That is why we demonstrably work according to the latest scientific and financial-economic findings. We are also connected with the best experts throughout Germany.
Client-focused
Our clients stay loyal to us for years and recommend us to others – which is how we have become one of the fastest-growing advisory firms in Berlin. Our transparency and know-how give our clients predictable success.
Always stay informed. The latest insights for your planning.
Read our guidesYour team at Neo Capital
Meet the whole teamHow to reach us
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